This is because they are savvy investors who happily use OTHER PEOPLES MONEY.

Not many people are in the position of knowing the legal processes entailed in purchasing property either. Most Investors will also need a LEGAL advisor to carry out the searches and paperwork required in the form of a CONVEYANCER.

The most traditional form of finance is a mortgage and you will need a BROKER to arrange this for you. Unfortunately, at this time, 100% loan to value mortgages are in hibernation, so for now, depending on your strategy, you may need money for a deposit which could be as much as 25% of the on market value.

Some investors still prefer using the traditional technique of using their savings to fund the deposit, buying at near full market value and getting a conventional Buy to Let mortgage. There is nothing wrong with this approach, however, this is probably one of the SLOWEST ways of growing your portfolio and also the most COSTLY.

A CHEAPER and FASTER way to grow your portfolio would be to FINANCE the deposit funds as well as the mortgage. You could of course take out secured or unsecured loans or even borrow from family or friends, however, if you purchase the property BELOW MARKET VALUE, there are several methods that can be employed using BRIDGING FINANCE and this may even enable you to purchase without using any of your own money at all. This would then be termed a NO MONEY DOWN deal as it uses 100% financing.

The property investment game is highly complicated and it helps to know what you are doing from the start! It is wise to continue to learn through EDUCATION. Many amateurs jumping on the property bandwagon end up leaving again soon after having MADE COSTLY MISTAKES and realising how hard it can be. It is a good idea to contact several BROKERS and BRIDGING FINANCE providers and have a general conversation with them about their services to familiarise yourself with the products and techniques available.