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Article
> Military to Jump Housing Queue |
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Article kindly provided by Julie Ford
Hemel
Landlord Property Network
www.hlpn.co.uk
07904 288188 |
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in May of this year the government announced that
housing for military families would be addressed
under the Military Covenant this would include
plans to give military personnel priority in the
Governments FirstBuy scheme, where purchasers
receive equity loans from the government and house
builders, leaving them with a smaller deposit
to find. |
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Families of currently serving personnel and the recently
retired can benefit from a £400million nationwide
FirstBuy programme - which aims to help 10,000 families
overall buy a home.In the last few days this pledge
has taken a huge step forward with the Housing Minister
Grant Shapps has proposed a change in the law which
would mean local councils would have to give housing
priority to military personal including veterans and
their families.
A
source in the Department for Communities and Local
Government said there was a need to make sure members
of the armed forces received "proper treatment
everywhere. "This included "a right to go
on the waiting list and a right to proper priority,"
the source said. Currently, local authorities are
only obliged to give "reasonable preference"
to certain groups applying for social housing.
The planned
change in the law, is expected to apply to veterans
and their families as well as current serving members
of the armed forces. Councils will, under the proposed
legislation, have to show that military families are
"not disadvantaged" when preparing criteria
for allocating social housing. The Defence Secretary
Philip Hammond, has implied that he may assign a specialist
government minister to deal with Britain’s military
families.
Dumfries and
Galloway Housing Partnership already have a policy
in place which allocates a % of its annual letable
housing stock to military families Birmingham and
Barnet local councils have already implemented a similar
scheme and will be held up as examples of councils
who are already trying to put troops first. Earlier
this year, Birmingham council said it was building
new homes exclusively for injured ex-servicemen and
women. In Barnet, returning troops will find it easier
to get social housing after the council announced
it was changing its allocation policy. Those who have
lived in Barnet for six months before enlisting will
be given special status which will push them up the
housing waiting list.
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With
around 223,000 Regulars and 180,000 reserves currently
serving in the 3 combined UK forces will this
increase the pressure already being widely felt
by the housing market. The main problem faced
by ex-service men and women when it comes to finding
a home after leaving the military is the obvious
lack of employment, neither mortgage companies
nor lettings agents will entertain a person who
has no income, even though they may have savings
this is still no guarantee for lenders or landlords
alike. |
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Currently local councils are reluctant to offer financial
assistance to veterans as they often do not meet the
criteria as they have savings of £16,000 or
more than the government cut off level and with the
average deposit of 20% needed for a mortgage many
retired servicemen are left with nowhere to live.
The
new proposals from the government would see many more
military families offered homes across the UK ahead
of others who have been on the waiting list for months
or even years. We should be doing more to support
our troops and this step is a positive one, however
at what cost will this be to the housing market as
a whole, there isn’t currently enough housing
for the people on council waiting lists, one option
maybe to utilise the MOD housing which is currently
sitting empty on military housing estates across the
country.
In
the early 1990s empty homes owned by the MOD became
a national scandal. Thousands of homes for service
people were left empty causing public outrage at a
time of record homelessness Now in 2011 with unemployment
at an all-time high and a lack of housing stock it
is shocking to discover that the military’s
housing vacancy rate is as bad as ever. With a housing
stock of 50,000 Service family homes in the UK, there
is an estimated 9000 empty homes on abandoned bases,
if these unused properties where renovated and put
back into the housing pool this would surely go a
small way to reducing the problem of homeless veterans
and help ease to pressure on local councils to find
housing for an increasing number of retirering service
men and women.
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About
the Author
Julie
Ford runs the Hemel Landlord & Property Network
The
network is predominately designed for landlords
and property investors, we offer advice and guidance
on all aspects of buying, selling, renting and
managing your property, whether you are a 1st
time landlord or a seasoned investor The Hemel
Property Network has all the tools you need to
help you make the most of your investment.
We
meet Last Thursday of the Month, at 19:00 and
encourage our guests to arrive early so that you
can get to know your fellow property networkers.
Next
HLPN Meeting : 24th
November
2011 - 19:00
Venue
: Holiday Inn Express - Apsley Lock - Stationers
Place, Hemel Hempstead, Hertfordshire HP3 9RH |
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